Examiners and adverse-action lawsuits don't want 'explainable' — they want defensible. The difference is the audit trail: versioned system prompts, prompt-data libraries, model cards, decision logs, and the documentation gap most lenders only notice when regulators arrive. A field-tested checklist before you scale a pilot.
This piece is being expanded into a full long-form article in the coming weeks. We publish each insight once the engagement it draws from has settled enough that we can name the trade-offs honestly — not while a pattern is still proving itself in production.
Field notes ship when the engagement they came from has stopped surprising us, not before.
Want the long-form version when it lands? Or want to skip ahead and talk through the same questions for your own company?